Numerousauto insurance policies are still sold on an annual basis. As during the year insurance needs may change from time to time for some drivers,temporaryautomobilecoveris now on offer from some specialist providers.

Short termvehiclecoveris usually defined as insurance for one month or less. However, now flexibleinsurancecan be secured for between 1 to 6 months.

In addition to this, monthly "pay-as-you-go" insurance is available to drivers. This gives the benefit of not having to pay for insurance when it will not be required.

One can think ofseveralreasons where drivers may take out a1 day car insurance policy. One of the most common is making sure you are protected when borrowing a friends or colleagues vehicle. Taking out an extra policy for this could protect any no claims bonus acquired. This could be advantageous for drivers who have not made a claim recently.

Another reason temp insurance is taken out is to providecoverfor an additional driver so driving can be shared on a longer journey.

Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is requiringcarinsurance when buying a new vehicle and needing to drive it home before securing a longer term policy. Taking a test drive and requiringcoverfor 24 hours can be another eventuality.

Manyof us who drive a van, won't actually own it. This can be where1 month van insurance cover is helpful, when you're using a van for a range of reasons.

For those bikers that are planning a summer road trip or perhaps attending a biking convention or meet-up,temp insurance could be useful if thebikeyou are riding is not one you use regularly. This may prove cost effective if they will only be riding while they are away and usually drive their car when at home.